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Illinois Considers Firearm Insurance Requirement for Owners

Illinois lawmakers propose a bill that could require gun owners to obtain insurance, a move aimed at addressing the societal costs of gun violence. State Representative Bob Morgan emphasizes that this legislation has been in the works for years, prioritizing a comprehensive approach that includes discussions with various stakeholders from the insurance industry to gun rights advocates.

The proposed task force will explore critical questions about how such insurance would be structured, raising concerns about potential penalties for gun owners. Unlike traditional insurance models, this unique requirement aims to create coverage for various scenarios, such as theft or property damage linked to firearms, potentially making Illinois the first state to adopt such a measure.

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